Deposit appointments |
Contribution for clients planning to secure the future of their children |
Type of the deposit | Interest-bearing |
Minimum deposit amount |
1000 KGS; 20 USD |
Minimum amount of additional contributions |
500 KGS; 10 USD |
Additional in-payments and their limits |
1. Not more than 10 million soms, 200 thousand US dollars, 10 million rubles for the period of the contract. 2. Acceptance of additional contributions is terminated 30 days before the expiration date of the deposit contracts. |
Frequency of interest payments |
at the end of the term |
Interest capitalization | at the end of the term |
Additional in-payments and their limits | The interests accrued for 12 months shall be added to the principal amount of the deposit |
Interest payment in case of early contract termination |
1. if after the expiration of 1/2 of the term, 50% of the remuneration is paid (capitalized %% is not recalculated) 2. if before the expiration of 1/2 of the term, it is paid at the % rate of the deposit (deposit) on demand |
Specific features | The deposit shall be opened with the certificate of birth provided |
Contract prolongation | Automatically, based on the valid interest rate as of the date of prolongation |
* Maximum effective interest rate: KGS - 15,14%, USD - 3,13%, RUB - 7,04%
Note: the customer shall have the right to choose the deposit term between the standard terms of the deposit products. For such cases the following principle shall be applied for establishment of the interest rates: a standard interest rate shall be applied to all deposits, opened for the period until the next standard period in accordance with the scale of the interest rates of the deposit product.
Currency | 3 months | 6 months | 9 months | 12 months | 18 months | 24 months | 36 months |
KGS | - | - | - | - | - | 11% | 12% |
USD | - | - | - | - | - | 2% | - |
RUB | - | - | - | 6,5% | 6,5% | - | - |
Aiyl Bank OJSC is a member of the deposit protection system in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits” and is included in the register of participating banks for 18/09 of August 12, 2009.
For all questions, please contact the Head Office or subdivisions of Aiyl Bank OJSC.
The Bank reserves the right to change the established tariffs depending on market conditions, as well as by agreement with the client to set individual tariffs / rates on deposits, cash management services, according to the decision of the authorized bodies / persons of the Bank and in accordance with the legislation of the Kyrgyz Republic.