|
Loan Purpose |
- Processing of agricultural products; - Light industry; - Food industry; - Production of various goods; -Other production-related purposes. |
|
Loan Amount |
From 500, 001 KGS; From 500 USD/EUR |
|
Loan Term |
- Up to 60 months. |
|
Interest Rate |
Kyrgyz Som (KGS) From 500 001 up to 1, 000 000 KGS – 20% per annum; From 1 000 001 up to 15, 000 000 KGS – 19% per annum; From 15, 000 001 up to 50, 000 000 KGS – 18% per annum; From 50 000 001 up to 100 000 000 сомов – 17% per annum; Over 100, 000 001 KGS – 16% per annum
USD / EURO: - From 500 up to 10 000 – 12%; - From 10, 001 up to 50 000 – 11%; - From 50, 001 up to 100 000 – 10%; - From 100, 001 up to 300 000 – 9%; Over 300, 001 - 8% per annum; From 1 million – from 7 %. |
|
Loan Repayment |
- Annuity payment;
- Based on cash flows. |
|
Grace Period |
- For the principal loan amount – up to 9 months; - For interest payment: Up to 3 months, if necessary. по процентам. |
|
Collateral |
Real estate, movable property |
Effective Interest Rate: From 18,10% in KGS, in USD/ EURO – from 7,54% per annum.
The Bank reserves the right to adjust established rates based on market conditions and, by agreement with the client, set individual rates for deposits and cash management services, in accordance with the decisions of authorized bodies/ persons of the Bank and the legislation of the Kyrgyz Republic