Money transfers via BEREKE system   

Users of Bereke system can instantly make and receive money transfers throughout the Kyrgyz Republic, through the branches of

Users of the Bereke system can instantly send and receive money transfers throughout the Kyrgyz Republic, through branches of Kapital Bank, Eurasian Savings Bank, Dos-Kredobank, Kyrgyz-Swiss Bank, Kyrgyzkommertsbank, OJSC Investment Bank "Chang An", MFC "INCOM", OJSC "Halyk Bank Kyrgyzstan", Bank of Asia, AMANBANK, Aiyl Bank, OJSC "FinanceCreditBank", "HAMKORBANK" JSCB (Uzbekistan).

Characteristics of “Bereke” money transfer system:

  • Money transfers can be made without opening an account.
  • Receiving money transfers within 5 minutes, no matter where to and from it is sent.
  • Fee shall be paid by the money transfer sender.
  • The transfer can be received at any division of Aiyl Bank, Kapital Bank, Eurasian Savings Bank, Dos-Kredobank, Kyrgyz-Swiss Bank, Kyrgyzkommertsbank, OJSC Investment Bank "Chang An", MFC "INCOM", OJSC "Halyk Bank Kyan" AMANBANK, Bargyzstnk Asia, OJSC "FinanceCreditBank", "HAMKORBANK" JSCB (Uzbekistan), regardless of which division the transfer was sent from.
  • Transfers may be made both in the national and in a foreign currency.
  • The maximum amount of a transfer shall be 900,000 KGS per 1 customer in 1 business day or an equivalent amount in other currencies: EURO, USD, RUB, KZT.
Transfer currency Transfer amount Tariff
KGS

 KGS 10,001-30,000

 KGS 30,001-50,000

 more than KGS 50,001

KGS 40

KGS 50

0.1% of the amount

RUB

up to RUB 30,000

more than RUB 30,001

RUB 30

0.1% of the amount

USD

EUR

up to 500 USD/EUR

more than USD/EUR 501

USD/EUR 0.5

0.1% of the amount

KZT

up to KZT 100,000

more than KZT 100,001

KZT 100

0.1% of the amount

Additional fee under BEREKE system shall be applied in certain points of money transfers receiving. Amount of such additional fee charged to the beneficiary should be clarified in points of transfers receiving / sending.

Customers who use Bereke money transfer system need to know that:

  • The transfer code is strictly confidential information to be disclosed by the remitter to the beneficiary personally.
  • Any non-received transfer can be kept in Bereke system within 30 calendar days from the date of sending. The amount of money transfer unclaimed by the beneficiary shall be returned to the transfer remitter at the point of transfer sending.
  • Transfer can get a citizen in whose name it was sent or his authorized representative, with the presentation of a passport and power of attorney issued by a notary.

To send a transfer, you must:

  • Sign the form of Application for transfer completed by the Bank operator, indicating the name of the beneficiary;
  • Pay the transfer and fee amounts to the cashier;
  • Get the transfer code from the operator;
  • Communicate the transfer code and amount to the beneficiary.

To receive a money transfer, you must:

  • Present your passport to the Bank operator and communicate the transfer code;
  • Sign the form of Application for the transfer receiving and receive the transfer.

To receive the transfer refund, you must:

  • Come to the point of the transfer sending, present your passport and communicate the transfer code;
  • Sign the Application for the transfer refund, stating the reason for refund and receive the amount in cash;
  • When refunding the transfer before its payment within one business day (the day of the transfer sending), the fee amount paid shall be returned in full. When refunding the transfer before its payment within more than one business day, the fee amount paid shall not bu subject to refund.

*The maximum amount of total money transfers per Sender per month is 1,000,000 KGS or the equivalent in other currencies: EUR, USD, RUB, KZT.

If the transfer amount per Sender exceeds 1,000,000 soms, the Bereke system will block the Sender's ability to send the transfer amount in excess of the limit for a month.

Transfer to a bank account - Tariffs

Currency

Transfer amount

 Rate
KGS

from 0.1 to 10,000 KGS

30 KGS

from 10,001 to 30,000 KGS

40 KGS

from 30,001 to 50,000 KGS

50 KGS

from 50 001 KGS and more

0.1% of the amount

RUB

from 50 001 KGS and more

30 RUB

from 30 001 RUB

0.1% of the amount

USD

up to 500 USD

0,5 USD

from 501 USD

0.1% of the amount

EURO

up to 500 EURO

0,5 EURO

from 501 EURO

0.1% of the amount

KZT

up to 100 000 KZT

100 KZT

from 100 001 KZT

0.1% of the amount

*The maximum amount of one money transfer is 900,000 KGS or equivalent in other currencies: EUR, USD, RUB, KZT.

Transfer to "Elkart" - Tariffs

Currency

Transfer amount

Rate

KGS

from 5 001 to 10 000 KGS

40 KGS

from 10,001 soms and more

0.35% of the transfer amount