Pension deposit "Ardager"
|
Deposit appointments |
Special deposit for clients who have reached retirement age with monthly interest payment |
|
Type of deposit |
accumulative |
| Minimum deposit amount | 1000 KGS; 20 USD |
| Minimum amount of additional in-payments | 100 KGS; 2 USD |
|
Additional contributions and restrictions on them |
1. Not more than 10 million soms, 200 thousand US dollars, 10 million rubles for the period of the contract. 2. Acceptance of additional contributions is terminated 30 days before the expiration of the deposit Agreement. |
|
Interest rate and volume limits |
- |
|
Frequency of interest payments |
Monthly |
| Interest capitalization |
at the request of the client |
|
Partial deposit withdrawal |
- |
|
Interest payment upon early termination of the contract |
1. if after the expiration of 1/2 of the term, 50% of the remuneration is paid 2. if before the expiration of 1/2 of the term, it is paid at the % deposit rate (deposit) on demand. |
| Specific features | The deposit shall be opened by submission of the pension certificate. |
| Contract prolongation | By application |
* Maximum effective interest rate: KGS - 17,54%, USD - 1,74%, RUB - 7,74%
Note: the customer shall have the right to choose the deposit term between the standard terms of the deposit products. For such cases the following principle shall be applied for establishment of the interest rates: a standard interest rate shall be applied to all deposits, opened for the period until the next standard period in accordance with the scale of the interest rates of the deposit product.
| Currency |
3 months |
6 months |
9 months |
12 months |
18 months |
24 months |
36 months |
| KGS | - | - | 7% | 11,5% |
12,5% |
13,0% | 13,5% |
| USD | - | - | - | 1% | 1,3% |
1,7% |
- |
| RUB | 3% | 4% | 4,5% | 5% | 6% | 7% | - |
Aiyl Bank OJSC is a member of the deposit protection system in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits” and is included in the register of participating banks for 18/09 of August 12, 2009.
For all questions, please contact the Head Office or subdivisions of Aiyl Bank OJSC.
The Bank reserves the right to change the established tariffs depending on market conditions, as well as by agreement with the client to set individual tariffs / rates on deposits, cash management services, according to the decision of the authorized bodies / persons of the Bank and in accordance with the legislation of the Kyrgyz Republic.