Loan Purpose |
To meet consumer needs, including:
|
Loan Amount |
Determined individually, with no upper limit |
Loan Term |
Up to 60 months |
Interest Rates |
Up to 300, 000 KGS: No collateral, no spouse consent required – 17% per annum; Up to 500, 000 KGS: With guarantor, no spouse consent required – 16% per annum; No limit: with real estate collateral – 16% per annum. Online loans up to 250,000 KGS – 17% per annum |
Loan Repayment |
Monthly annuity payments |
Grace Period |
Not provided |
Collateral |
Real estate, movable property, or guarantor. |
Promotional Interest rate Reduction: Valid until July 1, 2025.
Effective annual interest rate: from 17.65 % for KGS loans, from 18,43% for online loans.