Tirichilik

Loan Purposes

To meet consumer needs unrelated to commercial activities, including:

• Purchase movable property,
• Home renovations,
• Family events,
• Payment for education на оплату обучения,
• Medical treatment and vacations,
• Other consumer purposes

Loan term

Up to 5 years

Interest Rates

from 500 001 up to 1 000 000 KGS – 21% per annum;

from 1 000 001 up to 3 000 000 KGS – 20% per annum;

Over 3 000 001 KGS - from 20% per annum

Auto loans:19% per annum;

Loan Repayment

Periodic annuity payments

Grace Period

In exceptional cases, up to 3 months

Collateral

Real estate

For online loans: The purchased vehicle and one guarantor  

Borrower’s Contribution (for auto loans)

Vehicle age (for auto loans):

• Up to 5 years: From 30% of the vehicle’s value;  
• Up to 5 to 10 years: From 40% of the vehicle’s value;
• 11 to 10 years: From 40% of the vehicle’s value.