| What is ZERO- 0% Installment Plan? | ZERO is a genuine interest-free installment plan that allows you to make daily purchases without an initial down payment through a wide network of partners. | 
| Installment Amount | Up to 200, 000 KGS | 
| Installment Term | Up to 24 months | 
| Interest rate | 0% overpayment, 0% initial down payment | 
| Installment Repayment | - Monthly payments in equal installments. - Repayments begins on the 2nd day of the month following the month in which the goods are received on the installments plan. | 
| How does ZERO- 0% Installment Plan work? | 1. Download the ZERO app 2. Register using only your passport. 3. Apply for the Installment Plan in 5 minutes (cooling-off period up to 24 hours) 4. Done! Use the Installment Plan across a wide network of partners. |