Financing of the Argo-Industrial Complex

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Loan amount from 50, 000 KGS to  50, 000 000 KGS
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Interest rates 10% per annum

Loan terms and conditions

Loan Purposes

To stimulate activities aimed at supporting the agricultural sector through the development of agro-industrial clusters via preferential lending, including the following clusters:  milk;

  • meat (beef, lamb, and poultry);
  • sugar;
  • chicken eggs;
  • vegetables;
  • fruits and berries;
  • potatoes;
  • vegetable oil;
  • Grain crops;
  • fish;
  • cotton;
  • wool and leather;
  • honey;
  • corn;
  • grapes;
  • leguminous crops;

nut-bearing crops (walnuts and other forest products);

  • organic production.

Target group

Participants in agro-industrial clusters include: 

а) Clusters aggregators, represented by food industry enterprises and agricultural processing companies;

b) Newly established food processing industry enterprises, based on the recommendation of the Cluster Development Council under the Ministry of Agriculture of the Kyrgyz republic, in accordance with banking legislation and bank’s requirements.

Aggregators participating in this project are approved by the Cluster Development Council in a separate register under the Ministry of Agriculture.  

Loan Amount

  •   - Agricultural producers and subcontractors: Up to 5 000 000 KGS (inclusive); 
  • - Seed farms, breeding farms, fruit and berry nurseries, as well as agricultural producers engaged in livestock fattening, feed procurement, and wheat cultivation: Up to 50.000.000 KGS (inclusive).

Loan Currency

Kyrgyz Som (KGS)

Loan term

Up to 60 months

Interest Rate

6% per annum

Repayment Schedule

Based on the cash flow of the business.

Collateral

In accordance with the Bank’s Collateral Policy. 

Effective Interest Rate: starting from 6,16% per annum  

How to get a loan

1
Application for loan

Complete application form on
the website or at any bank office

2
Application processing

We will contact you
for additional information

3
Take your money in the bank

As soon as you have made your decision,
you can visit the selected
office and take you money

Calculate your loan
KGS
3
Equal Monthly Installments
This estimate is for information
purposes only and is not a public offer
Monthly installment amount
Total amount paid over the crediting period
Complete loan application form