Loan terms and conditions

Loan Purpose

To support and develop agriculture and ensure the country’s food security by financing crop farming sectors for the purchase of seeds for perennial grasses, grain crops, oilseeds, and leguminous crops, (wheat, barely, oil flax, spring rapeseed, sunflower, soybeans, etc.).  

Loan Type:

- Goods loan provided as seeds.

Collateral

In accordance with the Bank’s Collateral Policy.

Loans up to 300, 000 KGS may be issued without guarantors or collateral.

Loan Term

Until November 15, 2026. 

Loan Currency

Kyrgyz Som (KGS)

Interest rate

4,5% per annum

Loan Repayment Schedule

Periodic annuity payments or periodic equal principal repayments with corresponding interest.  

Grace Period

- Up to 6 months on the principal amount;

- Up to 3 months on interest payments, if needed.  

Effective Interest Rate:  from 4,59% per annum (KGS)

How to get a loan

1
Application for loan

Complete application form on
the website or at any bank office

2
Application processing

We will contact you
for additional information

3
Take your money in the bank

As soon as you have made your decision,
you can visit the selected
office and take you money

Calculate your loan
KGS
3
Equal Monthly Installments
This estimate is for information
purposes only and is not a public offer
Monthly installment amount
Total amount paid over the crediting period
Complete loan application form