Loan Purpose |
|
Loan Currency |
Kyrgyz Som KGS |
Loan Amount |
From 500, 001 KGS |
Interest Rate
|
For residential and non-residential real estate: 16% per annum - with a personal contribution of up to 30%; 15% per annum - with a personal contribution of 30% to 50%; 14% per annum - with a personal contribution of 50% or more (inclusive); 16% per annum - with refinancing mortgages from other banks. |
Loan Term |
Up to 120 months |
Grace Period |
In exceptional cases, up to 6 months on the principal amount. |
Collateral |
With a personal contribution of 30% or more of the property’s value: The purchased property/ other real estate;
With a personal contribution of less 30% of the property’s value: The purchased property plus additional collateral to cover the shortfall. |
Promotion Valid Until: July 1, 2025
Effective Interest Rate: KGS - starting from 15,04%